https://youtu.be/zjVBqQAdaU4 Giving a financial gift to a grandchild can be tremendously satisfying, knowing you’re helping to make a difference in a loved one’s life. The first step is choosing when to make a gift. You can make financial gifts to grandchildren while you’re living or upon your passing. If you give now, you’re able to […]
As you approach the milestone of your 60’s, it’s essential to engage in comprehensive financial planning to make the most of your hard-earned savings and investments. We will guide you through the critical aspects of financial planning in your 60s, offering insights and actionable advice to help you navigate this important phase with confidence. Finalizing […]
https://www.youtube.com/watch?v=lgUQBuf0wQU&t=3s You may think you’ll never fall victim to phishing attacks, but new technologies are making online and phone scams more dangerous. Also, other family members could be at risk. Phishing is the umbrella term for scams that fraudsters attempt through your computer or devices. Smishing, or SMS phishing, refers to text message scams. Vishing […]
50 is an exciting milestone. By now, your hard work and dedication have likely resulted in a successful career and financial stability. As you enter this stage, it’s crucial to shift your focus towards securing your future and ensuring a comfortable retirement. We will guide you through essential financial considerations to help you make informed […]
As you know, the cost of owning a home continues to rise. Young adults are struggling as years of savings are becoming more inadequate towards their first home goals. To address this, Budget 2022 proposed a new Tax-Free First Home Savings Account (FHSA), a new registered account to help individuals save for their first home. […]
https://www.youtube.com/watch?v=GcUfmQ5PmPE Are you nearing retirement age and considering downsizing your home? Nowadays, there’s so many different approaches to downsizing and how you go about it depending on your unique needs. We work with a lot of folks in Southern Ontario to help them answer the question: Do I have enough? In other words – is […]
When it comes to investing and real estate, many clients who are purchasing property or real estate ask whether they are better off borrowing money from the bank or selling their investments to make these types of purchases. This is a common dilemma that many investors face when trying to balance their real estate investments […]
https://www.youtube.com/watch?v=pwkxcp9Hkqk Today’s housing market remains challenging, leaving many first-time home buyers hard-pressed to come up with a down payment. So, quite often, parents or grandparents want to help out. As of April 1, 2023, a new avenue has opened to help fund a down payment: the First-Home Savings Account (FHSA). Although you can’t contribute directly […]
https://www.youtube.com/watch?v=ltEuoPcV71w&t=1s Your son asks if you’ll be a co-signer so he and his wife can qualify for a mortgage. Or a friend who’s struggling financially wants to know if you’ll co-sign a car loan. If anyone asks you to co-sign a loan, it’s not a decision to take lightly. You would be obligated to make […]
https://youtu.be/eETB1fSWIWA If someone suffers a cognitive decline and loses their ability to manage their financial affairs, it’s a common misconception that a loved one can automatically step in and take over. That’s only the case when the person in need has made a power of attorney for property. The “power of attorney” is the legal […]
