Retirement Planning
Planning For Your Future
Have you determined how much money you will need in retirement?
How does your current wealth plan align with your retirement goals?
Investment, tax, insurance, and estate planning looks different at different life stages, and should be reevaluated every few years and adjusted accordingly. We will work with you to find the right balance between preserving your hard-earned wealth, and benefiting from upside potential to grow and maintain your lifestyle through retirement. Through a Financial Independence calculation, we can help chart a path towards retirement based on where you are at today.
Preparing For Your Retirement Years
As you approach retirement age, we can help advise you on some critical decisions to make sure you’re well prepared to enter retirement. Whether you are adjusting your retirement goals or your retirement plan entirely, we can help take care of all the finer details.
- Reallocation of your investment portfolio to maximize growth based on changing goals and retirement priorities
- Finding the optimal time to convert your RRSP into a RRIF
- Determining when to take Canada Pension Plan (CPP) & Old Age Security (OAS) payments, and how to avoid OAS claw-back
Living Comfortably In Retirement
Having the right plan in retirement is just as important as having the right plan to prepare for retirement. Once you enter retirement, we can help you manage your accumulated wealth to ensure you don’t run out of money or worry how you will be able to take care of yourself.
- Manage your cash flow for financial independence
- How to plan your pension withdrawals
- Tax-saving tactics, including income splitting with your spouse
Contact us today to discuss how we can help you achieve your financial goals
Schedule a Consultation at your convenience — meet virtually, or in-person.
Email us anytime
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