For all the times you go the ‘extra mile’ for me, I am truly grateful.
Through Assante Private Client, we offer a multi-disciplinary approach to service the financial affairs of high net worth Canadians with complex needs. Working with and coordinating a team of legal, accounting, financial, and investment professionals, we take our comprehensive approach and dive deeper to custom-tailor a financial strategy for you.
We help integrate money management, tax-optimization strategies, estate planning, and personalized advice into an integrated, and well-executed wealth planning experience.
You have ideas as to how you want to live your life. Where and how you’d like to live, things you’d like to experience and do. Just like any journey, you are more likely to reach your goals when you have a road map to help guide you.
We start by assessing your current situation, and create an outline for how to get from "where you are" to "where you want to be". Have peace of mind that your affairs will be in order, and that you have the right plan, tailored for you, to achieve your goals.
What do we have today?
We start by summarizing your current net wealth to set a foundation for the Financial Plan.
Will it be enough to meet our needs?
We review your goals and determine if the amount you have saved and the money you expect to receive in the future will be enough to achieve your personal goals and lifestyle objectives.
What happens if things change?
We look at the impact of any changes on your situation to how much money you spend vs. save, how much you earn on your investments, and how long you live.
As your wealth grows, so too does the amount of taxes you may have to pay. With a strong Personal Plan, we can identify specific personal planning strategies that minimize the amount of income tax you are paying, and create investment efficiencies.
We do a complete review of tax, financial, and insurance strategies appropriate to you. And, by connecting the Personal Plan to your Financial Plan, we can make the right adjustments based on various changes to your life — including family circumstances, composition of your assets, or major life events.
In keeping with our promise to be well-advised and offer a complete solution, we also partner with legal and accounting advisors to implement and monitor your plan.
Having the right plan in place also includes being well-protected against whatever may come down the road. With our Risk Management plan, we review your current and future insurance needs to determine if you have sufficient coverage to meet you and your family's lifestyle objectives.
We'll review several important considerations:
Death, disability, or critical illness can significantly impact your family's ability to maintain the quality of life you desire. Insurance can not only help mitigate this risk, but can also provide viable solutions to other wealth planning issues.
We review both the type of coverage best suited for you, but also the amount that ensures you are well protected.
Complex financial situations require sophisticated solutions. But no matter what the situation, our goal remains to create an Estate Plan that will carry out your wishes, and ensure your loved ones receive the most of the assets you have left behind.
Your Estate Plan covers several important areas of consideration:
As a business owner, you have added complexities of managing your business and your personal wealth. For clients that are also business owners, we prepare a Business Plan to ensure we are helping you manage your business affairs and helping you meet your objectives in a tax-efficient manner.
This process includes:
For all the times you go the ‘extra mile’ for me, I am truly grateful.
Norma went beyond the call of duty by notifying me that she suspected that my email had been violated. If not for her, my monies might have been accessed. I will never forget that. Just another reason for me to be very happy with you and your staff… thank you for taking such good care of me.
Steve is an expert. He has an always amazing – and impressive… knowledge of tax and investment strategies.
Remy created a financial plan that makes sense for me – and explained it so that I can understand what is happening with my finances.
The level of service provided by Steve and his team is excellent.
Steve’s team – customer service and network of specialists in tax and legal matters – provide the knowledgeable and friendly service we want.
Steve is honest… and that is why I recommended him to my friends. I am sure he will do a great job for them.
I really don’t think Steve and his team could do any more. I feel completely confident and financially prepared for the future.
Remy always listens very carefully to what I have to say, and asks the right the questions.
As part of your responses you My husband Vivian and I have received exceptional service from our Financial Advisor, Asante Wealth Management and in particular, Remy Pattynama, who has been very attentive to our needs and guided us whenever we needed assistance.
I feel that Remy really cares, and gives my portfolio the consideration and attention it needs.
Norma is always friendly and helpful – it’s good to know I can get through and have my questions answered.
Steve has an eye for detail…thankfully. He caught some important fine print and saved us a lot of money.
Steve takes pride in his work – he’ll give us advice that serves our best interests ahead of his – every time.
I have absolute confidence in Steve. He manages everything for us…He’s looked after me the way I want.
Steve is incredibly energetic. Combined with his financial knowledge and attention to detail, I feel really confident about my financial position.
Steve has come up with some really ingenious ideas for us – I am always happy to hear his solutions!
Assante Private Client is a division of CI Private Counsel LP which is an indirect, wholly-owned subsidiary of CI Financial Corp. Assante Private Client and the Assante Private Client design are registered trademarks of CI Investments Inc.
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