High Net Worth

A Complete Wealth Planning Experience

Through Assante Private Client, we offer a multi-disciplinary approach to service the financial affairs of high net worth Canadians with complex needs. Working with and coordinating a team of legal, accounting, financial, and investment professionals, we take our comprehensive approach and dive deeper to custom-tailor a financial strategy for you.

We help integrate money management, tax-optimization strategies, estate planning, and personalized advice into an integrated, and well-executed wealth planning experience.

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Connecting All Aspects of Your Wealth Plan

Your Financial Plan

You have ideas as to how you want to live your life. Where and how you’d like to live, things you’d like to experience and do. Just like any journey, you are more likely to reach your goals when you have a road map to help guide you.

We start by assessing your current situation, and create an outline for how to get from "where you are" to "where you want to be". Have peace of mind that your affairs will be in order, and that you have the right plan, tailored for you, to achieve your goals.

What do we have today?
We start by summarizing your current net wealth to set a foundation for the Financial Plan.

Will it be enough to meet our needs?
We review your goals and determine if the amount you have saved and the money you expect to receive in the future will be enough to achieve your personal goals and lifestyle objectives.

What happens if things change?
We look at the impact of any changes on your situation to how much money you spend vs. save, how much you earn on your investments, and how long you live.

Investments & Taxes

As your wealth grows, so too does the amount of taxes you may have to pay. With a strong Personal Plan, we can identify specific personal planning strategies that minimize the amount of income tax you are paying, and create investment efficiencies.

We do a complete review of tax, financial, and insurance strategies appropriate to you. And, by connecting the Personal Plan to your Financial Plan, we can make the right adjustments based on various changes to your life — including family circumstances, composition of your assets, or major life events.

In keeping with our promise to be well-advised and offer a complete solution, we also partner with legal and accounting advisors to implement and monitor your plan.

Risk Management & Insurance

Having the right plan in place also includes being well-protected against whatever may come down the road. With our Risk Management plan, we review your current and future insurance needs to determine if you have sufficient coverage to meet you and your family's lifestyle objectives.

We'll review several important considerations:

  • Income replacement needs in the event of your death, disability, or critical illness
  • Estate liquidity needs in the event of your death
  • Estate preservation needs in the event of your death

Death, disability, or critical illness can significantly impact your family's ability to maintain the quality of life you desire. Insurance can not only help mitigate this risk, but can also provide viable solutions to other wealth planning issues. 

We review both the type of coverage best suited for you, but also the amount that ensures you are well protected. 

Protecting Your Estate

Complex financial situations require sophisticated solutions. But no matter what the situation, our goal remains to create an Estate Plan that will carry out your wishes, and ensure your loved ones receive the most of the assets you have left behind.

Your Estate Plan covers several important areas of consideration:

  • What are your current circumstances and future intentions?
  • Preparing a Will that expresses your wishes for your estate
  • Planning for the most efficient distribution of your assets
  • Making appropriate beneficiary designations
  • Addressing the possibility of incapacity and ensuring all documents are in place
Business Affairs

As a business owner, you have added complexities of managing your business and your personal wealth. For clients that are also business owners, we prepare a Business Plan to ensure we are helping you manage your business affairs and helping you meet your objectives in a tax-efficient manner.

This process includes:

  • Understanding your specific personal and business circumstances, how they are intertwined, and your future objectives
  • Examining your existing corporate structure and tax accounts
  • Assessing relevant tax laws and legal principals
  • Prioritizing planning opportunities and options

Assante Private Client is a division of CI Private Counsel LP which is an indirect, wholly-owned subsidiary of CI Financial Corp. Assante Private Client and the Assante Private Client design are registered trademarks of CI Investments Inc.

Contact us today to discuss how we can help you achieve your financial goals

Call us at 905-277-7933 — Monday to Friday, 9am-5pm EST.

Schedule a Consultation at your convenience — meet virtually, or in-person.

Email us anytime
— [email protected]

    Ferguson Financial Planning | CI Assante Wealth Management
    350 Burnhamthorpe Road West, Suite 500 Mississauga, ON L5B 3J1
    905-277-7933
    1-800-265-4658