According to Statistics Canada, more than one in four Canadians in a couple is in a second or subsequent marriage or common-law relationship. For most people getting together as a new couple, financial life will change. Here’s a look at several financial and wealth planning matters that may be diffe...
Most parents who think about helping a child buy a home have something in common. When they bought their first home, it was significantly easier to make the down payment than it is now. Today, real estate prices have escalated, mortgage regulations are stricter and the cost of living is higher. So a...
Despite challenging headline news of supersized rate hikes, peaking inflation and mixed earnings from major U.S. companies, equity markets rallied defiantly resulting in a good month for investors. COVID-19 and market developments U.S., Canadian and global equities rose through July with the S&P...
Short-term market challenges are a distraction from the big picture. The real concern is what comes next. In this update below from Alfred Lam, the Senior Vice-President and Chief Investment Officer of CI Mult-Asset Management, we explore five key considerations for a solid long-term investment phil...
It’s natural to think that estate planning for a single person would be less involved than for someone who’s married with children. But that’s not necessarily the case. Many estate planning measures that are made automatically by a married individual, such as leaving estate assets to their spouse, r...
https://www.youtube.com/watch?v=0M8PJh23qwc&t=186s When you think of income splitting, what first comes to mind is likely moving taxable income to a lower-income spouse. But several income splitting opportunities with children are available and worth exploring. The more income you can transfer...
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