By Alfred Lam, CFA, Senior Vice-President, and Head of Multi-Assets, CI Global Asset Management. Lessons from March’s Bank Run Investors began the year with an extremely optimistic belief that an economic soft landing would be achieved in the U.S. with cooling inflation and that the U.S. Federal Reserve was very close to finished hiking rates. […]
https://www.youtube.com/watch?v=ltEuoPcV71w&t=1s Your son asks if you’ll be a co-signer so he and his wife can qualify for a mortgage. Or a friend who’s struggling financially wants to know if you’ll co-sign a car loan. If anyone asks you to co-sign a loan, it’s not a decision to take lightly. You would be obligated to make […]
By James Dutkiewicz, CFA, Senior Vice President, and Head of Fixed Income, CI Global Asset Management. Fixed Income Commentary The battle between slowing overall economic activity and stubborn inflation continues to rage in most geographies. Central banks in these regions have increased short rates very sharply over the past year. Generally, the results have been […]
https://www.youtube.com/watch?v=0uYwJpb5qQo&t=4s When markets have been below their peak for some time, it’s helpful—psychologically and financially—to keep in mind that down markets have always been followed by recoveries. Psychologically, you’ll feel reassured that better days are ahead. Financially, you’ll be able to continue investing while prices are lower. No one, experts included, knows when a bear […]
By Alfred Lam, CFA, Senior Vice-President, and Head of Multi-Assets, CI Global Asset Management. A Smooth Start (for now) Investors’ appetites have increased as we entered 2023. Generally, at asset class level, the larger the loss in 2022, the larger the gain (recovery) in 2023, though this is only the data for January (see chart […]
By CI GAM Investment Management team and CI Global Asset Management Silicon Valley Bank: a brief company overview SVB Financial Group (SIVB US) is a diversified financial services company, which provides personalized financial solutions to private equity/venture capital professionals and executives of innovation companies. Silicon Valley Bank (SIVB) is the company’s principal core business, offering […]
https://www.youtube.com/watch?v=obziEU0_jtk&t=1s Last summer, Old Age Security (OAS) benefits permanently increased for the first time in almost 50 years. The payment increase is 10% and applies to seniors aged 75 and older. This increase gets a further boost when seniors delay starting their OAS benefits. Monthly payments increase by 0.6% for each month you delay payments […]
https://youtu.be/7XS-0G0lGaI RRSP: Registered Retirement Savings Plans RRSPs allow you to invest for the future while reducing your tax liability in the present, subject to certain limits. Investment growth within the plan is sheltered from tax until it is withdrawn. RRSPs can be used in conjunction with tax-free savings accounts (TFSAs) and non-registered investments to supplement […]
https://youtu.be/xHAhd9pEJHQ It’s only human nature to want to take maximum advantage of a bull market and resist investing in a bear market. But our natural inclinations aren’t always the wisest investment choices. When markets are strong Say that an investor is enjoying solid returns from their equity investments during an extended bull run. This person […]
Did you know Canadian youth rank among the top in the world for financial literacy? Every three years, the Programme for International Student Assessment (PISA) conducts a survey among 15-year-old students in 20 countries. In the most recent results, Canada tied for second place. One key finding of the survey is that students who talked […]
