All posts by: CI Assante Wealth Management Ltd

Wealth Planning Is Different When You’re Single

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https://youtu.be/nQxSbuhGYqk According to Statistics Canada, the number of Canadians living alone has reached a record high. In fact, the one-person household is the most common household type. Financial life is different for singles compared to families or couples without children. Here are some of the ways singles can plan for those differences. Creating a safety […]

Does It Make Sense to Continue Investing in an RRSP?

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There’s a myth that surfaces every once in a while. It suggests a Registered Retirement Savings Plan (RRSP) isn’t worthwhile because of the tax on eventual withdrawals. The myth is based on comparing RRSPs and non-registered accounts only by the taxation of withdrawals. All RRSP or Registered Retirement Income Fund (RRIF) withdrawals are taxed as […]

How to Pay Little or No Tax on RESP Withdrawals

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Withdrawals from a Registered Education Savings Plan (RESP) are different than those from other registered plans. With an RESP, some withdrawals are taxable, while others are not. This means you need to do some tax planning when you withdraw funds. Your RESP has two pools An RESP account consists of two pools of funds. One […]

Have you Planned for Digital Assets?

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https://youtu.be/J0FUFOvEzDs If you haven’t accounted for your digital assets in your will or another document, you’re not alone. This is often overlooked when planning an estate. Digital property can be broadly categorized as either personal or financial. Personal assets can include social media accounts, photo and video collections, blogs and personal websites. Digital financial property […]

Ways to Give to Grandchildren

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https://youtu.be/zjVBqQAdaU4 Giving a financial gift to a grandchild can be tremendously satisfying, knowing you’re helping to make a difference in a loved one’s life. The first step is choosing when to make a gift. You can make financial gifts to grandchildren while you’re living or upon your passing. If you give now, you’re able to […]

Strengthen Your Financial Literacy Upon Retirement

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https://youtu.be/b0pemMFeqWs Wealth planning doesn’t retire when you do, it just changes. Now financial life is largely about making the most of the wealth you’ve accumulated. You’ll be learning about new rules, products and strategies that involve a broad range of financial considerations. Fortunately, your expanding financial literacy doesn’t have to happen all at once. You […]

Why You Should Watch Out for Phishing, Smishing and Vishing

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https://www.youtube.com/watch?v=lgUQBuf0wQU&t=3s You may think you’ll never fall victim to phishing attacks, but new technologies are making online and phone scams more dangerous. Also, other family members could be at risk. Phishing is the umbrella term for scams that fraudsters attempt through your computer or devices. Smishing, or SMS phishing, refers to text message scams. Vishing […]

September 2023 Portfolio Construction

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By Matthew Strauss, Senior Vice-President, Portfolio Manager & Lead – Global Equities, CI Global Asset Management. Emerging Market Equities Are Well-Placed to Outperform After two years of underperformance, there was great hope as 2023 commenced that this would be the year where emerging market equities would outperform their developed market peers. The re-opening of the […]

Ways to Save for Your Child’s Education

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https://www.youtube.com/watch?v=zMIrDNmMvAE&t=2s A Registered Education Savings Plan (RESP) is widely acknowledged as the number one way to save for a child’s education. However, many Canadians use an RESP as the foundation and complement the plan with another investment vehicle. Why would parents or grandparents choose an additional way to invest? Usually, it’s to accumulate more savings […]

August 2023 Portfolio Construction

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Alfred Lam, CFA, Senior Vice-President, and Head of Multi-Assets, CI Global Asset Management. Technology is disruptive. This statement is somewhat true, somewhat untrue. Since the introduction of the personal computer in the ‘80s, human beings have experienced growing exposure to technology which changes how we “normally” do things. The first-generation personal computer performed basic computation, […]

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