Events in your life or changes involving the person you designated may call for a review of your executor—also known as a liquidator, estate trustee or personal representative, depending on the province. When the issue involves your executor If your executor has moved to a different province or a considerable distance away, you may wish […]
You may think the vast majority of couples retire at the same time. However, the last time Statistics Canada reported on Canadians retiring together or not, only about 30% of couples retired together.1 Also, an Ameriprise Financial survey conducted this year showed that a majority of American couples retire at different times.2 Here’s a look at […]
Whenever you have a chance to defer paying tax, a common thought is, “Why pay tax now when I can pay it later?” However, there’s more to the story than simply postponing the tax bill. Tax deferral offers three potential benefits. First, paying taxes in the future gives you more funds to meet your current […]
By Alfred Lam, MBA, CFA, Senior Vice-President & Chief Investment Officer of CI GAM | Multi-Asset Management This month, we asked one of our portfolio management teams, Wellington Management, to provide their insights into the markets and to explain how their portfolio is positioned. Outlook The U.S. equity markets continue to have narrow leadership this […]
Volatility rose, equities fell sharply, and bonds jumped in the first three trading days of August but markets soon stabilized and stocks regained a positive tone throughout the rest of the month. Here’s a summary of the main events that steered the markets. Monthly market developments Catalysts for the stock market sell off included fears […]
Monthly market developments It was a case of “all’s well that ends well” for investors in July, as despite a mid-month sell-off, stocks rebounded to end the month in the green. Here’s a summary of the main events that steered the markets. Stocks rallied and bond yields fell on the final day of July after […]
By Alfred Lam, MBA, CFA, Senior Vice-President & Chief Investment Officer of CI GAM | Multi-Asset Management, and Richard J. Wylie, MA, CFA, Vice-President, Investment Strategy of CI Assante Wealth Management Canadian standard of living falls further Economy contracts on a per-person basis Statistics Canada announced that, on a monthly basis, real gross domestic product […]
Interestingly, spouses with very different—even opposite—investment personalities may quite easily develop an investment program that’s just right for the couple. Yet, in some cases, partners who view investing the same way may need to proceed with caution. Approaches for differing views Take the case of a conservative investor and an aggressive investor who share a […]
Bank of Canada cuts first Market participants look for more The Bank of Canada announced that it was lowering administered interest rates by 25 basis points (a basis point is 1/100th of one per cent) at the conclusion of its June 5 monetary policy meeting. As can be seen in the accompanying chart, the Bank […]
Financial behaviorists have identified well over 20 investment biases that can tempt or lead individuals to invest in a particular way. Generally speaking, none of the biases is good news for investors. Fortunately, investors who have an advisor aren’t vulnerable to making poor decisions out of fear, hope or any number of irrational reasons. However, […]
