Final Working Year Decisions Before Retirement
The final year before retirement is not just another salary year. It is a compressed planning window...
Discover how we take a complete approach to your wealth and help you achieve your financial goals.
Whether you are raising your family, approaching retirement, or growing your business, learn how we help clients with all aspects of their financial wealth. Through our comprehensive approach, we help Canadians with diverse needs through complete solutions.

We review every aspect of your financial situation to create solutions that work together to meet your financial goals.
We create tailored financial solutions for our clients across a broad range of financial products and services.
We bring over 100 years of combined experience in financial advisory, backed by a team of financial professionals.
Steve is an expert. He has an always amazing – and impressive… knowledge of tax and investment strategies.
Steve has an eye for detail…thankfully. He caught some important fine print and saved us a lot of money.
I feel that Remy really cares, and gives my portfolio the consideration and attention it needs.
As part of your responses you My husband Vivian and I have received exceptional service from our Financial Advisor, Asante Wealth Management and in particular, Remy Pattynama, who has been very attentive to our needs and guided us whenever we needed assistance.
For all the times you go the ‘extra mile’ for me, I am truly grateful.
Norma is always friendly and helpful – it’s good to know I can get through and have my questions answered.
Steve takes pride in his work – he’ll give us advice that serves our best interests ahead of his – every time.
Steve’s team – customer service and network of specialists in tax and legal matters – provide the knowledgeable and friendly service we want.
I have absolute confidence in Steve. He manages everything for us…He’s looked after me the way I want.
Remy created a financial plan that makes sense for me – and explained it so that I can understand what is happening with my finances.
The final year before retirement is not just another salary year. It is a compressed planning window...
Many retirees expect taxes to ease once employment income stops. In practice, pensions, CPP, OAS, RR...
Read the June 2026 Market Commentary covering Canadian housing uncertainty, U.S. inflation pressures...
Retiring before CPP and OAS start can create a short period of unusually low taxable income. Used ca...
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